Red Flag for Home Buyers

I just had an email from Insight Home Services. They say that they are doing inspections for more buyers than sellers lately. They track who orders their inspections and over the last year it has been staying at about 50/50 - buyers and sellers. But over the last couple of months, buyers have jumped to about 65%.
We know that banks are not ordering inspections on their properties they now own. Why spend the money when they don't have any need for disclosures? My concern is that buyers of properties without full disclosures are not getting the opportunity to do their own inspections. There are stories of sellers insisting that there be no time allotted for inspections by the buyer. Then buyers won't know what they are getting into. If the seller couldn't make the house payment it is likely upkeep went by the wayside. Big red flag....especially if your purchase is a foreclosure, bank-owned property, or short sale. Insist on an inspection!